Want A Free Credit Report?

Whenever you want to locate a copy of your credit report, and you see tons of ads for Free Credit Report here and there, but every time you click on a link, you are asked to pay $8.99, or $15.99 or $29.99 or even more! How the heck can you spend that kind of money? [...] Read more »

Painlessly Rebuilding Your Credit After Bankruptcy

After you file for bankruptcy, and your case is discharged, it's time to start rebuilding your credit. It will be hard, but patience and time are on your side. Read more »

After Bankruptcy, Then What?

Once you file for bankruptcy, you'll have some credit matters to deal with. For some of these issues, you should consider them before filing, if possible. Read more »

Which Is Worse: Bankruptcy Or Foreclosure For Your Credit Score?

 If you have been thinking of filing personal bankruptcy, you’ve probably thought about what the long term impact of bankruptcy will be. A big issue that many people are concerned about today is foreclosure, especially which is worse, bankruptcy or foreclosure, for your credit score. Yet bankruptcy and foreclosure are very different, and hard to [...] Read more »

What Makes Up a Credit Score?

There is no doubt about it the economy is in a spiral downturn. Many of us have been facing financial troubles daily; with all of the troubles leading to bad effects on our credit score. Read more »

Use A Free Mortgage Calculator To Save Money

If you have even a passing interest in the topic of free mortgage calculators, then you should take a look at the following information. This enlightening article presents some of the latest news on the subject of mortgage calculators. Read more »

Debt Loan Consolidation – How To Do It Carefully

With an general American home today running around $10,000 in debt a huge part of this is coming from credit cards. Living well beyond your means has totally taken its toll. There is a great sinking feeling that will come naturally to people mind that ordinary people like you and me are going poor and seeing the inevitable passing to them when they see that they owe some monthly payment toward their credit cards adjusted only the interest they owe and the total principal due remains the same. In fact it grows month after month as any interest that remains unpaid is added up to the principal amount. This is the problem. You are revolving debt and it will not go on forever. This fire will take its toll and should be taken care of now. If you take a careful look at what interest rates you are paying for your credit card dues you would be surprised that it is a extended twenty eight percent per annum. Read more »

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