October 15, 2009 – 6:31 pm
Whenever you want to locate a copy of your credit report, and you see tons of ads for Free Credit Report here and there, but every time you click on a link, you are asked to pay $8.99, or $15.99 or $29.99 or even more! How the heck can you spend that kind of money?
The [...]
By Janet Caskey
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Posted in Bad Credit, credit repair, credit report, credit score
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Also tagged Bad Credit, credit, credit card debt, credit repair, credit repair companies, credit report, credit score, free credit report, rebuild credit
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September 11, 2009 – 12:08 pm
Once you file for bankruptcy, you’ll have some credit matters to deal with. For some of these issues, you should consider them before filing, if possible.
By Janet Caskey
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Posted in Bad Credit, Bankruptcy, Chapter 7, Credit Counseling, bankruptcy credit score, chapter 13, credit score
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Also tagged Bankruptcy, bankruptcy credit, bankruptcy credit report, bankruptcy credit score, bankruptcy loan, credit cards after bankruptcy, credit score after bankruptcy, loans after bankruptcy, long term effects of bankruptcy, negative effects of bankruptcy, personal bankruptcy, rebuild credit after bankruptcy
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September 11, 2009 – 8:05 am
If you are considering bankruptcy, you know that it feels like the hardest decision you’ve probably ever made. There are many questions – whether it will really help you get a fresh financial start, what the credit results are after bankruptcy, how bad it will be for your financial future, whether it’s really the right thing to do now.
By Janet Caskey
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Posted in Bankruptcy, Chapter 7, Credit Counseling, chapter 13
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Also tagged about bankruptcy, after bankruptcy, Bankruptcy, bankruptcy advice, bankruptcy alternative, bankruptcy alternatives, bankruptcy faq, consumer bankruptcy, filing bankruptcy, filing personal bankruptcy, how to file for bankruptcy, individual bankruptcy, personal bankruptcy
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August 13, 2009 – 11:25 am
If you have been thinking of filing personal bankruptcy, you’ve probably thought about what the long term impact of bankruptcy will be. A big issue that many people are concerned about today is foreclosure, especially which is worse, bankruptcy or foreclosure, for your credit score. Yet bankruptcy and foreclosure are very different, and hard to [...]
By Janet Caskey
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Posted in Bad Credit, Bankruptcy, Chapter 7, Foreclosure In Bankruptcy, chapter 13, credit score
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Also tagged Bankruptcy, bankruptcy credit score, chapter 13 bankruptcy, chapter 7 bankruptcy, credit score after bankruptcy, Foreclosure In Bankruptcy, personal bankruptcy, repair credit after bankruptcy
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A bankruptcy will stay on your credit report for ten years. However, if you demonstrate responsible credit habits immediately after the bankruptcy, you will greatly improve the odds of getting the credit access you need at affordable rates. A bankruptcy is certainly a negative item and it will affect your credit report but it becomes less important over time particularly if you can prove you now have good credit habits
A bankruptcy will stay on your credit report for ten years. However, if you demonstrate responsible credit habits immediately after the bankruptcy, you will greatly improve the odds of getting the credit access you need at affordable rates. A bankruptcy is certainly a negative item and it will affect your credit report but it becomes less important over time particularly if you can prove you now have good credit habits
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