October 15, 2009 – 6:31 pm
Whenever you want to locate a copy of your credit report, and you see tons of ads for Free Credit Report here and there, but every time you click on a link, you are asked to pay $8.99, or $15.99 or $29.99 or even more! How the heck can you spend that kind of money?
The [...]
By Janet Caskey
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Posted in Bad Credit, credit repair, credit report, credit score
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Also tagged Bad Credit, credit, credit after bankruptcy, credit card debt, credit repair companies, credit report, credit score, free credit report, rebuild credit
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August 11, 2009 – 4:44 am
There is no doubt about it the economy is in a spiral downturn. Many of us have been facing financial troubles daily; with all of the troubles leading to bad effects on our credit score.
Hard economic times have left many Americans facing the devastation of bankruptcy. While it can be an emotionally grueling time, it is important to remember that there is life afterwards! Here is what you need to know to recover quickly.
For those people that had no choice but to file bankruptcy, you’ve already realized what kind of damage it can cause on a credit report. If you find yourself applying for credit, you will notice how hard it can be to get approved.
An estimated 50% of people that once qualified for a home loan no longer do due to tightened lending guidelines. If you are among this group, you understand that just because your credit may be less than perfect, doesnt mean that owning a home is not important to your family.
Recently credit scores are one of the most important numbers of your life. It is an regrettable reality that the credit bureaus are promoting credit report information not only to creditors to see if you are credit-worthy but also to employers to see if you would be a conscientious employee and to insurance companies to see if you would be a high-risk.
A good credit rating should never be taken for granted. People assume that jut because they’ve never defaulted on a loan that their credit is good. It is only when they try to apply for a loan and are turned down; they realize they have a big problem. It is important to stay on top of your credit so you can identify and track any reporting errors or problems of identity theft.
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