September 13, 2009 – 1:20 pm
Before you consider filing personal bankruptcy, it’s important to get the whole story on the negative effects of bankruptcy. I went through bankruptcy four years ago, and I am still sorry I did it.
By Janet Caskey
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Posted in Bankrupt, Bankruptcy, Bankruptcy Lawyers, Chapter 7, Foreclosure In Bankruptcy, bankruptcy credit score, chapter 13, credit score, do it yourself bankruptcy
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Also tagged avoid bankruptcy, Bad Credit, Bankrupt, Bankruptcy, bankruptcy effects, bankruptcy lawyer, bankruptcy negative effects, chapter 13, chapter 13 bankruptcy, Chapter 7, chapter 7 bankruptcy, do it yourself bankruptcy, effect of bankruptcy, effect of filing bankruptcy, effects of bankruptcy, filing for bankruptcy, foreclosure, impact of bankruptcy on credit, long term effects of bankruptcy, negative effects of bankruptcy, personal bankruptcy
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September 12, 2009 – 7:16 am
One of the biggest obstacles to filing for personal bankruptcy are the legal costs. The fees charged by the court are under $500 in total, but bankruptcy lawyers will charge you an additional $2,000 or more for services to file for bankruptcy. If you’re too broke to pay your credit cards and loan payments, [...]
By Janet Caskey
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Posted in Bankruptcy, Bankruptcy Lawyers, Chapter 7, chapter 13, do it yourself bankruptcy
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Also tagged avoid bankruptcy, bankrtupcy costs, Bankruptcy, bankruptcy law, bankruptcy lawyer, Bankruptcy Lawyers, chapter 13, chapter 13 bankruptcy, Chapter 7, chapter 7 bankruptcy, do it yourself bankruptcy, file for bankruptcy, filing for bankruptcy, filing for personal bankruptcy, how to file bankruptcy, personal bankruptcy, personal finance, why you need a lawyer to declare bankruptcy
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September 1, 2009 – 11:54 am
So many Americans today are facing financial trouble, and that means they are in danger of losing the one thing they worked so hard for – their home. Many times, when facing foreclosure, a homeowner may consider bankruptcy, as there is question whether bankruptcy can stop a foreclosure. Here are some points to think about.
First, [...]
By Janet Caskey
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Posted in Bankruptcy, Chapter 7, Foreclosure In Bankruptcy, chapter 13
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Also tagged Bankruptcy, bankruptcy stop foreclosure, chapter 13 bankruptcy, Chapter 7, chapter 7 bankruptcy, foreclosure, foreclosure loan, mortgage lender an bankruptcy, personal bankruptcy, stop foreclosure
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August 13, 2009 – 11:25 am
If you have been thinking of filing personal bankruptcy, you’ve probably thought about what the long term impact of bankruptcy will be. A big issue that many people are concerned about today is foreclosure, especially which is worse, bankruptcy or foreclosure, for your credit score. Yet bankruptcy and foreclosure are very different, and hard to [...]
By Janet Caskey
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Posted in Bad Credit, Bankruptcy, Chapter 7, Foreclosure In Bankruptcy, chapter 13, credit score
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Also tagged Bankruptcy, bankruptcy credit score, chapter 13 bankruptcy, chapter 7 bankruptcy, credit after bankruptcy, credit score after bankruptcy, personal bankruptcy, repair credit after bankruptcy
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August 1, 2009 – 11:50 am
More and more homes have been going into foreclosure over the past year or two than ever before. One reason is the poor economy overall, but perhaps the biggest reason is the sub-prime lending fiasco of the past few years that allowed too many people to enter into mortgages they shouldn’t have or couldn’t keep up with.
With the ongoing economic downturn, more and more homes and properties face foreclosure over the past year or two than ever before. Besides the poor economy overall, the biggest factor is the sub-prime lending spree of the past few years that created ballooning payments and allowed people to enter into mortgages that they couldn’t manage and shouldn’t have been given.
The chapter of the Bankruptcy Code providing for adjustment of debts of an individual with regular income is known as Chapter 13 bankruptcy. Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years.
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