Personal Bankruptcy

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Pros and Cons of Chapter 13 Bankruptcy

September 15, 2009 – 9:54 am

Chapter 13 bankruptcy is different from a Chapter 7 liquidation, in that you file a repayment plan to help manage your debt.

By Janet Caskey | Posted in Bankruptcy, chapter 13 | Also tagged Bankruptcy, bankruptcy payment plan, chapter 13, chapter 13 bankruptcy, filing for bankruptcy, filing for personal bankruptcy, means test, repayment plan | Comments (0)

First Consider The Negative Effects of Filing Bankruptcy

September 13, 2009 – 1:20 pm

Before you consider filing personal bankruptcy, it’s important to get the whole story on the negative effects of bankruptcy. I went through bankruptcy four years ago, and I am still sorry I did it.

By Janet Caskey | Posted in Bankrupt, Bankruptcy, Bankruptcy Lawyers, Chapter 7, Foreclosure In Bankruptcy, bankruptcy credit score, chapter 13, credit score, do it yourself bankruptcy | Also tagged avoid bankruptcy, Bad Credit, Bankrupt, Bankruptcy, bankruptcy effects, bankruptcy lawyer, bankruptcy negative effects, chapter 13, chapter 13 bankruptcy, Chapter 7, chapter 7 bankruptcy, do it yourself bankruptcy, effect of bankruptcy, effect of filing bankruptcy, effects of bankruptcy, filing for bankruptcy, foreclosure, Foreclosure In Bankruptcy, impact of bankruptcy on credit, long term effects of bankruptcy, negative effects of bankruptcy | Comments (0)

Do You Really Need A Bankruptcy Lawyer?

September 12, 2009 – 7:16 am

One of the biggest obstacles to filing for personal bankruptcy are the legal costs. The fees charged by the court are under $500 in total, but bankruptcy lawyers will charge you an additional $2,000 or more for services to file for bankruptcy. If you’re too broke to pay your credit cards and loan payments, [...]

By Janet Caskey | Posted in Bankruptcy, Bankruptcy Lawyers, Chapter 7, chapter 13, do it yourself bankruptcy | Also tagged avoid bankruptcy, bankrtupcy costs, Bankruptcy, bankruptcy law, bankruptcy lawyer, Bankruptcy Lawyers, chapter 13, chapter 13 bankruptcy, Chapter 7, chapter 7 bankruptcy, do it yourself bankruptcy, file for bankruptcy, filing for bankruptcy, filing for personal bankruptcy, Foreclosure In Bankruptcy, how to file bankruptcy, personal finance, why you need a lawyer to declare bankruptcy | Comments (0)

Chapter 7 Bankruptcy Information: What You Need To Know

September 11, 2009 – 6:38 pm

This is the chapter that most people would probably like to file under, since it will wipe your slate clean so to speak of all debt. Chapter 7 is also called “Liquidation” because your assets will be liquidated, or sold, to pay your debt.

By Janet Caskey | Posted in Bankruptcy, Bankruptcy Lawyers, Chapter 7 | Also tagged avoid bankruptcy, Bankruptcy, bankruptcy attorney, bankruptcy lawyer, Chapter 7, chapter 7 bankruptcy, chapter 7 bankruptcy information, Credit Counseling, declare bankruptcy | Comments (3)

After Bankruptcy, Then What?

September 11, 2009 – 12:08 pm

Once you file for bankruptcy, you’ll have some credit matters to deal with. For some of these issues, you should consider them before filing, if possible.

By Janet Caskey | Posted in Bad Credit, Bankruptcy, Chapter 7, Credit Counseling, bankruptcy credit score, chapter 13, credit score | Also tagged Bankruptcy, bankruptcy credit, bankruptcy credit report, bankruptcy credit score, bankruptcy loan, credit after bankruptcy, credit cards after bankruptcy, credit score after bankruptcy, loans after bankruptcy, long term effects of bankruptcy, negative effects of bankruptcy, rebuild credit after bankruptcy | Comments (0)

Get Advice About Bankruptcy Alternatives

September 11, 2009 – 8:05 am

If you are considering bankruptcy, you know that it feels like the hardest decision you’ve probably ever made. There are many questions – whether it will really help you get a fresh financial start, what the credit results are after bankruptcy, how bad it will be for your financial future, whether it’s really the right thing to do now.

By Janet Caskey | Posted in Bankruptcy, Chapter 7, Credit Counseling, chapter 13 | Also tagged about bankruptcy, after bankruptcy, Bankruptcy, bankruptcy advice, bankruptcy alternative, bankruptcy alternatives, bankruptcy faq, consumer bankruptcy, credit after bankruptcy, filing bankruptcy, filing personal bankruptcy, how to file for bankruptcy, individual bankruptcy | Comments (0)

Can Bankruptcy Stop Foreclosure?

September 1, 2009 – 11:54 am

So many Americans today are facing financial trouble, and that means they are in danger of losing the one thing they worked so hard for – their home. Many times, when facing foreclosure, a homeowner may consider bankruptcy, as there is question whether bankruptcy can stop a foreclosure. Here are some points to think about.
First, [...]

By Janet Caskey | Posted in Bankruptcy, Chapter 7, Foreclosure In Bankruptcy, chapter 13 | Also tagged Bankruptcy, bankruptcy stop foreclosure, chapter 13 bankruptcy, Chapter 7, chapter 7 bankruptcy, foreclosure, Foreclosure In Bankruptcy, foreclosure loan, mortgage lender an bankruptcy, stop foreclosure | Comments (0)