Bankruptcy can be painful, and you may not be the only one who is hurt by it. Before you file, you need to examine things closely so you can make the best decision possible for you and your family. In this article we will discuss some of the drawbacks of filing personal bankruptcy. Read more »
The Key to Winning Disputes With Credit Bureaus – Know Your Rights!
The federal government established the Fair Credit Reporting Act on April 25, 1971 so as to protect consumers against having inaccurate, misleading or obsolete information included in their credit reports. The intent in this law was that the credit bureaus should operate in a reasonable and fair manner when they work with consumers. Read more »
How To Use Credit Cards To Rebuid Credit
Using credit cards to rebuild credit after bankrupt is the subject I'd like to talk about today. Don't get discouraged because of your situation. Given the right series of events it could happen to anyone. Let's talk about how to use credit cards to rebuild credit after bankruptcy. Read more »
A Quick Guide To Bankruptcy Procedures
There are two different bankruptcy procedures for individuals. These proceedings are known as Chapter 7 and Chapter 13. While you may be familiar with the term Chapter 11 from the news, that chapter applies to business owners only. Read more »
How to Fix Negative Credit
Currently, securing personal loans can be something of a challenge. Many credit companies have imposed policies that limit the amount any lender can advance to a given applicant. So, if you have a substandard credit rating, obtaining personal credit has become extremely difficult if not outright impossible. The good news is that there are some simple techniques that you can use to improve your credit and leave a more positive impression with lenders after you make a credit application. Read more »
Dealing With The Stress From Bankruptcy
For most people, the stress from bankruptcy is tremendous. The experience alone can leave you feeling depressed, shameful and worse, and it goes without saying that such feelings can have a negative impact on personal, social and professional relationships. Managing the stress that comes after bankruptcy is never easy for anyone, no matter how bad the financial situation originally was. Read more »
Why Chapter 13 Is Often Not the Best Options
When considering different debt repayment solutions, Chapter 13 bankruptcy often attracts people as a relatively safe solution. But with this type of filing, specific goals must be met. As one of the top reasons to avoid Chapter 13, these conditions often go unnoticed in the investigation stage. Taking a deeper look into Chapter 13 bankruptcy allows us to determine whether it is the right avenue. Read more »